As digital technologies such as Fintech accelerate, the financial industry is adjusting to unprecedented change. Hanwha Life is rapidly responding to such transformations by providing diversified financial solutions and innovative lifecare solutions powered by advanced technology. Our financial affiliates are creating a digital financial value chain that offers a wide range of services, from deal sourcing to product sales, so more people have easier and greater access to financial opportunities.

We will lead the digital investment ecosystem by finding high–quality global investment assets at home and abroad, developing these into digital–based investment products and then selling them through such platforms as STEPS and PINE.

Building on our proud heritage as South Korea’s first life insurance company, Hanwha Life is scaling new heights as a leader in insurance services. With more than USD 100.06 billion in total assets in 2022, we continue to maintain a sound financial structure while offering a comprehensive portfolio of insurance products and services. Buttressed by our strong foundation and expertise as a trusted lifecare solutions provider, we are digitally adapting every aspect of our business to increase customer value. We offer select options, competitive products and services and strategic asset management to serve customers as a reliable partner for every life stage.

Hanwha General Insurance provides a variety of customer–oriented digital services. We are also focusing on Fintech and innovative platform investments for strategic expansion of healthcare businesses. In addition, we provide live video chat services, the first in the industry, to help digitally vulnerable customers, such as the elderly and residents in remote areas. With our 2019 launch of Carrot, South Korea’s first fully licensed 100% digital insurance carrier we are further strengthening our competitiveness by promoting new digital businesses.

Hanwha created LIFEPLUS, a joint brand of Hanwha financial companies. With the core value of Holistic Wellness, we designed the brand to provide customers with healthier and more balanced lifestyles. By building on the four essentials of an abundant life: financial, physical, mental and inspirational wellness, we are promoting the brand with a series of campaigns. Debuting at life–enhancing festivals and events we host, high–quality LIFEPLUS products and programs are designed to guide customers to an ideal balance of financial security, positive change and growth.

Likewise, in 2014, we launched DREAMPLUS, the Hanwha Life open innovation platform and startup accelerator, to create value and hope through collaborative connectivity. We have provided various startup support programs through innovation centers at home and abroad. Moving forward, we plan to create new growth opportunities by cooperating with startups, innovation platforms and entrepreneurs, such as fostering an ecosystem for the Web 3.0 era.

Hanwha is strategically applying AI and big data technologies to provide seamless customer experiences and generate sustainable growth. In order to further enhance our digital competitiveness, we are developing and operating innovative digital platforms, such as the LIFEPLUS marketing platform, PINE, general agency solutions and future sales platforms.

We are also moving beyond traditional financial services to explore new horizons and expand into new areas, such as fractional share trading, alternative investments and healthcare. Going forward, we will not only enhance investment asset management with more advanced Fintech, but also offer noteworthy new financial experiences for our customers.

Hanwha's financial business is accelerating across pan–Asian markets, including Vietnam, China, Indonesia and Singapore, and also diversifying from previous locations, including in the US. Hanwha Investment & Securities launched a Singapore subsidiary in 2020 following its Vietnam subsidiary opening in 2019. In addition, Hanwha Asset Management is actively pursuing global strategies by utilizing overseas business bases in Singapore, the US and China.

Hanwha will emerge as a financial services leader for the diverse lifestyle needs of local customers by providing a variety of cutting–edge digital solutions. Our top priority is to serve local customers as we rev growth engines in worldwide markets.